Maximum 401k Contribution 2025 With Catch Up Limit

Maximum 401k Contribution 2025 With Catch Up Limit. 401k Contribution Limits 2025 Chart Bevvy For 2025, the standard catch-up contribution limit for 401(k) plans is $7,500 Participants who are 50-59 and 64+ can save an additional $7,500 in 2025 in catch-up contributions.; There's a brand new extended catch-up contribution provision for savers aged 60 to 63.

Starting in 2025, employees aged 60 to 63 years old who participate in one of those work plans have a higher catch-up contribution limit In 2025, the total limit for 401(k) contributions for those aged 60 to 63 is $34,750

401 K Limits For 2025 Aurore Constantine

Participants who are 50-59 and 64+ can save an additional $7,500 in 2025 in catch-up contributions.; There's a brand new extended catch-up contribution provision for savers aged 60 to 63. Employee 401(k) contributions: 2025: $23,500 (up $500 from 2024) The catch-up contribution limit for Plan participants aged 50 or older remains at $7,500 for the 2025 tax year The limit on annual contributions to an IRA remains $7,000

401 K Limits For 2025 Aurore Constantine. 401(k) contribution limits for 2025 The 401(k) contribution limit for 2025 is $23,500 for employee salary deferrals, and $70,000 for the combined employee and employer contributions The IRA catch‑up contribution limit for individuals aged 50 and over was amended under the SECURE 2.0 Act of 2022 (SECURE 2.0) to include an annual cost‑of‑living adjustment but remains $1,000 for 2025

401k Contribution Limits 2025 Chart Bevvy. That number includes a $23,500 contribution limit and a catch-up contribution of $11,250. Employer plus employee contributions: 2025: $70,000 (up $1,000 from 2024) 457(b) Plans.